For family it is pretty easy how you should sign them, but for people you have in social groups - do you sign your first and last name and put the group under it. These are ladies I see once a month for dinner, I am a rather new member to the group. I don't want to send a card and have them look at it and wonder who the h**l sent me this and why. On another note: Do you think fewer and fewer people are sending Christmas cards? We don't seem to get as many in our business as we did 5-10 years ago.